Terms & Conditions

1. Acceptance of Terms

By accessing or using Calcivus (calcivus.com), you agree to be bound by these Terms and Conditions. If you disagree, please do not use our service.

2. Use of Calculators

Calcivus provides free online calculators for informational and educational purposes only. Results should not be used as the sole basis for financial, medical, legal, or professional decisions.

• Financial calculators provide estimates only — consult a qualified financial advisor for financial decisions
• Health calculators provide general information — consult a healthcare professional for medical advice
• Engineering calculators are for educational purposes — consult a qualified engineer for professional work

3. Accuracy Disclaimer

While we strive for accuracy, Calcivus makes no warranty that calculator results are error-free, complete, or suitable for any specific purpose. We are not liable for any errors, losses, or damages arising from use of our tools.

4. Intellectual Property

All content, design, and code on Calcivus is owned by Calcivus. You may not copy, reproduce, or distribute our content without written permission.

5. Prohibited Uses

You may not use Calcivus to:

• Attempt to gain unauthorized access to our systems
• Use automated bots or scrapers to harvest content
• Use the service for any unlawful purpose

6. Limitation of Liability

Calcivus and its operators shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the service.

7. Third-Party Links

Calcivus may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of third-party sites.

8. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of Calcivus after changes constitutes acceptance of the new terms.

9. Governing Law

These terms are governed by applicable law. Any disputes shall be resolved through good-faith negotiation.

10. Contact

Questions about these terms? Contact us via the contact page.